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The Smithy, Biddenham, Bedford
For sale
£144,000Shared ownership

The Smithy, Biddenham, Bedford, MK40 4XE

3bedrooms
1bathroom
Semi-Detachedtype
926sq ft
Leaseholdtenure

Listed 24 Sept 2026 · Bedford

How the price compares

This home£144,000£156 per sq ft
Median 3 bed in MK40£350k62 homes listed · £383 per sq ft
Difference-59%below the area median

Key features

  • Tenure: Leasehold - 121 years remaining
  • Council Tax Band – D
  • EPC Rating - B
  • Share Price - £144,000
  • Full Value - £360,000
  • Monthly Rent - £600.13
  • Monthly Service Charge - £44.25
  • 3 Bedroom Semi-Detached House

About this home

This well presented three bedroom semi-detached house is available to purchase using Shared Ownership at 40% of the total value.

The modern accommodation comprises a kitchen, lounge/dining area, downstairs W/C, three bedrooms and a family bathroom.

Outside benefits from a low maintenance private garden and driveway parking.

Shared Ownership is another way to get started on the property ladder. You buy a percentage of a property and pay rent on the rest. We own part of it - but you're living there; you can decorate it and decide when to sell.

Buying a share may mean you need a lower mortgage and deposit than purchasing a property outright. Shared Ownership can be a cost-effective way to start the property ladder and is ideal for first-time buyers. In addition, Shared Ownership may work out less per month than renting privately.

You can buy a home through the shared ownership scheme if you cannot afford all the deposit and mortgage payments for a home that meets your needs. The maximum household income is £80,000.

Property details

Property type
Semi-Detached
Size
926 sq ft / 86 sq m
Council tax band
D
Tenure
Leasehold
Lease remaining
121 years left
Parking
Driveway
Garden
Private garden, Enclosed garden, Rear garden
Heating
Gas central
Broadband
None
Electricity
Mains supply
Water
Mains supply
Accessibility
Ground floor

Floorplan

Floor Layout

Location

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  • Bedford Station1.5 mi
  • Bedford St. Johns Station2.1 mi
  • Kempston Hardwick Station3.5 mi

What nearby homes sold for

Median sold prices in MK40 over the last 12 months: flat £195k · semi-detached £360k · terraced £335k · detached £542k.

Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. All sales in MK40

Buying costs

Monthly repayment£720£14,400 deposit · £129,600 loan
Stamp Duty£380England rates

Estimates only, using rates in force from April 2025. Check GOV.UK, Revenue Scotland or the Welsh Revenue Authority and speak to a mortgage adviser before you offer.

Listed by Homemade Homes by Accent, Peterborough on Rightmove (original listing). First listed 24 Sept 2026; details checked 7 Nov 2026. Latest change: added on 24/09/2026.

Agent disclaimer

Disclaimer - Property reference -_34642__. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Homemade Homes by Accent, Peterborough. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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