Severells Drive, Siddington, Cirencester, GL7 6NE

This superb modern home is available to buy from as little as £136,000 with a 40% share!

Situated within the desirable Severells Drive development, this modern two-bedroom terraced house offers stylish, energy-efficient and well-planned accommodation arranged over two floors. The property benefits from higher-than-standard ceilings, creating a bright and spacious feel throughout. The ground floor features an entrance hall with attractive oak stairs, a cloakroom and a generous open-plan kitchen, dining and reception area, leading through to a utility room with access to the enclosed rear garden.

Upstairs, there are two well-proportioned double bedrooms and a modern family bathroom. Externally, the property benefits from a private rear garden and driveway providing off-road parking, complete with an electric vehicle charging point. A particular highlight is the home's impressive range of energy-efficient features, including triple glazing, solar panels and an air source heat pump. An integrated airflow system also helps maintain fresh air circulation and improve indoor air quality, which may be particularly beneficial for allergy sufferers. Positioned on a private road, the property combines modern comfort with practical and sustainable living.

Severells Drive lies on the edge of Cirencester, a thriving Cotswold market town known for its charming streets, independent shops, cafés and restaurants. Everyday amenities, including supermarkets, leisure facilities, healthcare services and schools, are all close at hand. Cirencester also offers a vibrant community atmosphere, regular markets and access to beautiful countryside walks and cycle routes.

For commuters, the A417 and A419 are easily accessible, providing convenient routes to Swindon, Gloucester, Cheltenham and the M4 corridor towards London and Bristol. Kemble railway station is approximately 10–15 minutes away by car and offers direct services to London Paddington, with journey times from around an hour. Local bus services also connect the area to surrounding towns and villages.

PRICING & AFFORDABILITY

Full Market Value: £340,000

40% Share Price: £136,000 (rent £529.76pcm) Minimum 5% Mortgage Deposit (40% share): £6,800 Approximate Service Charges: £49.49pcm* Shared Ownership Lease: 987 years remaining

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000 • You have a deposit of at least 5% of the share value • You do not own another property or have your name on the deeds or a mortgage for a property worldwide. • This will be your only residence. • You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £350,000 and a purchaser would not need to meet the eligibility criteria listed above.