The Bank, Cardiff Bay, CF10 5AS
Listed 3 Jul 2026 · Cardiff
How the price compares
Key features
- Truly magnificent, the jewel in Cardiff Bay's crown
- A brand new penthouse apartment
- 2,723 sq ft of indulgent internal living space
- Four terraces and balconies comprising 893 sq ft of elevated outdoor space
- Two allocated parking spaces
- Incredible designer appointed finishes throughout - all furniture available to purchase
- Set upon an iconic Victorian Grade II listed bathstone building
- An incredible Master Suite complete with a bespoke walk-in wardrobe area and en suite bathroom
- Private lift entrance
- Electric fitted blinds throughout
About this home
Marketed exclusively by CPS Homes comes the epitome of penthouse living. Sat above an iconic Victorian Grade II listed bathstone building and boasting 2,723 sq ft of indulgent internal space, as well as 893 sq ft of elevated outdoor terraces and balconies with skyline views, the Penthouse is brand new and ready to move into…With it's private lift entrance, this mesmerising residence offers unprecedented and uninterrupted views across the city from every aspect.
The highly experienced design and construction teams have created an exclusive and truly unique residence. The entrance to the building leads down a grand arched corridor, complete with a classical-style cornice and picture rail. Walk along Carrara marble tiles and past the original ‘Midland Bank' Chambers sign, where access to the penthouse above is through an impressive, full-height glass security door with a feature chandelier above the listed staircase.
The Penthouse benefits from lift access directly into the penthouse giving access through secure fob entry. Upon leaving the lift you will step through a private entrance foyer and then greeted with views directly across Cardiff Bay.
Boasting a staggering width of 11 metres with panoramic views, this area has balconies off both ends, giving access to morning and evening sun. A coffered ceiling has been created for the lounge, dining and snug areas complete with LED lighting by Iguzzini. There is an LED recessed stair washer and LED downlights throughout supplied by Faro Barcelona. Hardwood-engineered oak flooring from Broadleaf laid in a chevron pattern with border, and inset carpets to the snug, dining area, lounge. Recessed electric blind boxes pre-wired back to the Smart Homes Automation system. Seamless, full height doors are finished with solid brass, in a bronzed finish, T handle hardware to doors throughout the apartment, complemented by matching power sockets.
The designer-appointed kitchen features a large island directly underneath a full-length skylight window giving extra light to the already expansive array of glazing. The hand-made to-measure kitchen enjoys an array of integrated AEG cooking appliances, Quooker tap, Jet Black Matt & Bleached Oak Effect units, under-counter lighting and elegant solid stone work surfaces with waterfall edges.
There is a separate, sizable utility room by Stoneham and features solid quartz (esq) worktops, a selection of base units, an integrated Caple washing machine and a separate tumble drier, and two, two-hundred litre hot water cylinders.
The Penthouse benefits from two back-to-back parking spaces with secure fob entry.
The property benefits from Control 4 Smart Home automation which allows remote control of the lights and setting specific mood scenes. The property is fitted with motorised blinds, also linked to the Control4 system, as well as preinstalled cabling for future fit out of ceiling speakers. The heating and cooling is provided to all rooms (bar bathrooms) by a Mitsubishi air source heat pump. At over 36m2, the luxurious Master Suite will be a challenge to leave in the morning! With ample space for a super king-size bed, you'll wake up to sunrise views over Cardiff Bay with access to two balconies to drink your morning coffee. Hardwood-engineered oak flooring from Broadleaf laid in a chevron pattern with border, and inset carpet for the position of a super-king bed. There is a bespoke walk-through wardrobe and dressing area. The Master En-suite features a tiling schedule combining large format tiles imported from Grespania in Italy and Mandarin Stone and bronze sanitaryware by Crosswater. There is a spacious walk-in shower with a skylight over, a separate WC, a custom double vanity unit imported by Italian firm Pozzebon, and a freestanding tub complete with a floor-mounted tap.
The guest bedroom accommodation comprises of two indulgently proportioned double bedrooms, both benefiting from matching bespoke en suite shower rooms. Expect a large format tiling schedule, brushed brass finishes and sanitaryware by Crosswater, a recessed shower tray complete with a lit cosmetics shelf, fixed glass shower screens, designer vanity units, wall-mounted taps, and illuminator mirrors. Bedroom two enjoys the added luxury of a private balcony, accessed via full-height sliding patio doors, benefiting from views towards Cardiff City Centre.
The Cutlan benefits from a 999-year lease. There is zero ground rent, and the annual service charge for 2024 is £ 4,500.00.
We are advised by the vendor that provisions of electricity, water and sewerage are connected to a mains supply, and no materials used in construction may impact a buyer's enjoyment, mortgage availability, or insurance availability, and there are no issues or restrictions on mobile signal/coverage. Declaration of interest: Please be advised that one or more of the vendors of this property may be related to a director of CPS Homes. Please note: A non-refundable administration fee of £24 including VAT is payable per buyer to carry out the required AML verification checks once an offer has been accepted. The sale cannot proceed until these checks have been satisfactorily completed. This is on acceptance of offer only. Details can be found on our website.
Entrance Hall The entrance to the building leads down a grand arched corridor, complete with classical style cornicing and picture rail. Walk along Carrara marble tiles and past the original ‘Midland Bank' Chambers sign, where access to the penthouse above is through an impressive, full-height glass security door with a feature chandelier above the listed staircase. The Cutlan benefits from lift access directly into the penthouse giving access through secure fob entry. Upon leaving the penthouse you will step through a private entrance foyer with views directly across Cardiff Bay.
Lounge & Dining Area 4.23m x 11m - 13'11" x 36'1"
Kitchen 5.2m x 6.4m - 17'1" x 20'12"
TV Room 4.4m x 3.5m - 14'5" x 11'6"
Master Bedroom 7.5m x 4.9m - 24'7" x 16'1"
Master En-Suite 3.9m x 4.4m - 12'10" x 14'5"
Utility 2.7m x 3m - 8'10" x 9'10"
Guest W.C
Bedroom Two 4.6m x 3.7m - 15'1" x 12'2"
Bedroom Two En-Suite 3.5m x 1.4m - 11'6" x 4'7"
Bedroom Three 3.7m x 3.6m - 12'2" x 11'10"
Bedroom Three En-Suite 3.5m x 1.4m - 11'6" x 4'7"
Unassigned The property comes with a double parking space within the developments gated car park.
Tenure The property is leasehold with a 999-year lease granted in 2020. We are advised that the annual service charge is £5012-19 and zero ground rent. We are advised that there is a 10-year Checkmate latent defects policy, from 2024.
Declaration of interest Declaration of interest: Please be advised that one or more of the vendors of this property may be related to a director of CPS Homes.
Property details
- Property type
- Penthouse
- Council tax band
- TBC
- Tenure
- Leasehold
- Lease remaining
- 996 years left
- Ground rent
- £0 per year
- Service charge
- £4,500 per year
- Parking
- Yes
Floorplan
Location
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1 on this map
- Cardiff Bay Station0.2 mi
- Cardiff Central Station0.9 mi
- Grangetown Station1.0 mi
What nearby homes sold for
Median sold prices in CF10 over the last 12 months: flat £170k · terraced £275k · semi-detached £250k · detached £300k.
| Address | Type | Sold | Price |
|---|---|---|---|
| Apartment 3, The Bank, 97 - 100, Bute Street Cardiff CF10 5AS | Flat Leasehold | 10 Jul 2026 | £460,000 |
| Apartment 15, The Bank, 97 - 100, Bute Street Cardiff CF10 5AS | Flat Leasehold | 4 Dec 2025 | £320,000 |
Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. All sales in CF10
Buying costs
Estimates only, using rates in force from April 2025. Check GOV.UK, Revenue Scotland or the Welsh Revenue Authority and speak to a mortgage adviser before you offer.
Listed by CPS Homes, Cardiff on Rightmove (original listing). First listed 3 Jul 2026; details checked 7 Nov 2026. Latest change: added on 03/07/2026.
Agent disclaimer
Disclaimer - Property reference 10703974. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by CPS Homes, Cardiff. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.


