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Cotton Lane, Bury St. Edmunds
For saleReduced 29 May 2026
£160,000Offers in excess of

Cotton Lane, Bury St. Edmunds, IP33 1XY

1bedroom
1bathroom
Ground Flattype
Leaseholdtenure

Listed 24 Feb 2026 · price reduced 29 May 2026 · Bury St Edmunds

How the price compares

This home£160,000
Median 1 bed in IP33£160k24 homes listed · £348 per sq ft
Difference0%in line with the area

Key features

  • No Onward Chain
  • Ground Floor, One Bed Apartment With Direct Access To Small Patio Garden
  • 70yrs+ Assisted/Retirement Living
  • Ample Communal Facilities & Garden
  • Bright & Generous Room Sized Throughout
  • Direct Access To BSE & Abbey Gardens
  • Wetroom With Separate Bath
  • Parking Available

About this home

SUMMARY Ground floor 70+ apartment offers a cozy lounge, integrated kitchen, double bedroom, and accessible bathroom. Communal social spaces, guest facilities, gardens, and parking. Located near the town centre and Abbey Gardens. A 24/7 staffing and emergency helpline ensure security. No onward chain,

DESCRIPTION Please note that an AML fee is chargeable to the buyer once an offer is accepted to cover the cost of carrying out the required identity and anti-money laundering checks. Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead.

Cross Penny Court  This delightful ground floor assisted living apartment providing modern comforts and conveniences for 70s and over. The property is offered with no onward chain, making it an ideal choice for those looking to move quickly into a new home.

The apartment is part of a well-maintained complex that offers a range of communal facilities designed for comfort and convenience. There is a spacious communal lounge area perfect for specialising with fellow residents or relaxing with a book. A shared dining space allows residents to enjoy meals together, while on-site laundry facilities make it easy to manage personal laundry needs without leaving the building. Accommodations for visiting friends and family are available, ensuring guests feel welcome. A creative space is provided for residents to engage in arts, crafts, or pursue other hobbies. Beautifully landscaped gardens offer a peaceful outdoor retreat, and parking is available for residents and visitors.

The property is equipped with a 24/7 staffing to assist with resident needs and ensure a secure environment and peace-of-mind. Additionally, a 24/7 emergency helpline provides peace of mind.

The apartment features a cozy lounge area with doors opening directly to the gardens, offering a seamless indoor-outdoor living experience. A modern, integrated kitchen is equipped with essential appliances for easy meal preparation. Double bedroom with built in storage and ample room for further furniture. The bathroom is designed for accessibility, featuring a wet room style shower in addition to a separate bath for ultimate comfort.

Conveniently located within walking distance to the town centre, the apartment offers easy access to shopping, dining, and entertainment options. It is also near the serene Abbey Gardens, perfect for leisurely strolls and enjoying nature. This property represents a unique opportunity to enjoy comfortable assisted living with a vibrant and supportive community.

Bury St Edmunds  Bury St. Edmunds, located in the county of Suffolk, England, is a historic market town renowned for its rich heritage and picturesque surroundings. The town is steeped in history, dating back to the medieval period, and is named after Saint Edmund, the king of East Anglia.

Bury St. Edmunds is known for its stunning architecture, including the impressive St. Edmunds Cathedral and the striking Abbey Gardens, which stand as a testament to the town's historical significance. The town centre is a charming mix of ancient and modern, with a vibrant market, boutique shops, cafes, and restaurants catering to locals and visitors alike.

In addition to its historical and architectural attractions, Bury St. Edmunds offers a range of cultural activities, including theatres, art galleries, and museums, providing residents and tourists with a diverse array of entertainment options. The town also hosts various events and festivals throughout the year, adding to its vibrant atmosphere.

With its beautiful parks, green spaces, and proximity to the Suffolk countryside, Bury St. Edmunds appeals to nature lovers and outdoor enthusiasts. The town's location provides easy access to the surrounding natural beauty, making it an ideal base for exploring the picturesque landscapes of Suffolk.

Overall, Bury St. Edmunds is a charming town that seamlessly blends history, culture, and natural beauty, making it a delightful place to visit or call home. Its unique charm and vibrant atmosphere continue to attract visitors from near and far, showcasing the best of what Suffolk has to offer.

Communal Entrance  Secure door to front with access available via fob or intercom, short corridor leading to front door.

Entrance Hall  Plastered ceiling with fitted light, external door to front, internal door to bathroom, storage cupboard, lounge, bedroom and airing cupboard, intercom and carpeted flooring.

Lounge  Plastered ceiling with fitted light, external double glazed door to front - giving access outside leading to town centre and Abbey Gardens, internal door to kitchen, electric fireplace, sockets, TV point and carpeted flooring.

Kitchen  Plastered ceiling with fitted light, double glazed window to side, wall and base units with soft close doors and work surfaces, room for small breakfast table and chairs, integrated fridge freezer and oven, hob with extractor fan, sink & drainer, space for appliances, sockets and tiled flooring.

Bedroom One  Plastered ceiling with fitted light, double glazed window to front, fitted double mirrored wardrobe, sockets, TV point and carpeted flooring.

Bathroom  Plastered ceiling with fitted light, four piece suite comprising of wetroom style shower, separate bath unit, fitted WC and hand wash basin, heated towel rail and slip proof flooring.

Agents Note  Cross Penny Court is an Assisted Living (Retirement Living PLUS ) development, managed by a Care Quality Commission registered Manager. Help is always available, 24-hours a day, 365 days a year for peace of mind

Personal care packages available from the on-site CQC registered care agency.

CAR PARKING PERMIT SCHEME As there is a charge (£250 per annum)

Service Charge (Breakdown) - o 24/7 staffing onsite o 1 Hours domestic assistance. o Subsidised on-site restaurant o Cleaning of communal windows o Electricity, heating, lighting and power to communal areas o 24 hour emergency call system o Upkeep of gardens and grounds o Repairs and maintenance to the interior and exterior communal areas o Contingency fund including internal and external redecoration of communal areas o Buildings insurance

The annual service charge is £10,402.72 for the financial year ending 30/09/2026.

Ground Rent £435 per annum.

We currently hold lease details as displayed above, should you require further information please contact the branch. Please note additional fees could be incurred for items such as leasehold packs.

1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale. 2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. 3. The measurements indicated are supplied for guidance only and as such must be considered incorrect. 4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase. 5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

Property details

Property type
Ground Flat
Council tax band
B
Tenure
Leasehold
Lease remaining
113 years left
Ground rent
£435 per year (Ask agent about the review period)
Service charge
£10,402 per year
Parking
Yes
Garden
Yes

Floorplan

Floorplan 1

Location

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1 on this map

  • Bury St. Edmunds Station0.6 mi
  • Thurston Station3.9 mi

What nearby homes sold for

Median sold prices in IP33 over the last 12 months: terraced £270k · semi-detached £282k · detached £455k · flat £175k.

AddressTypeSoldPrice
16 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
4 Aug 2026£160,000
56 Cotton Lane
Bury St Edmunds IP33 1AZ
Terraced
Freehold
3 Aug 2026£275,000
29 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
31 Oct 2025£335,000
37 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
29 Aug 2025£170,000
9 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
29 Aug 2025£227,500
33 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
18 Aug 2025£185,000
8 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
25 Jul 2025£325,000
24 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
4 Jul 2025£197,000
42 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
1 Jul 2025£168,000
32 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
20 Jun 2025£185,000

Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. All sales in IP33

Buying costs

Monthly repayment£800£16,000 deposit · £144,000 loan
Stamp Duty£700England rates

Estimates only, using rates in force from April 2025. Check GOV.UK, Revenue Scotland or the Welsh Revenue Authority and speak to a mortgage adviser before you offer.

Listed by William H. Brown, Bury St. Edmunds on Rightmove (original listing). First listed 24 Feb 2026; details checked 7 Nov 2026. Latest change: reduced on 29/05/2026.

Agent disclaimer

Disclaimer - Property reference BGS110696. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by William H. Brown, Bury St. Edmunds. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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