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For sale
£160,000Guide price

Cotton Lane, Bury St. Edmunds, IP33 1XY

1bedroom
1bathroom
Retirement Propertytype
549sq ft
Leaseholdtenure

Listed 29 Jul 2026 · Bury St Edmunds

How the price compares

This home£160,000£291 per sq ft
Median 1 bed in IP33£160k24 homes listed · £348 per sq ft
Difference0%in line with the area

Key features

  • Superb first floor assisted living apartment
  • Designed exclusively for the over 70's
  • Conveniently located in the town centre
  • Hall, sitting room, fitted kitchen
  • Double bedroom, bath/wet room
  • Electric underfloor heating, uPVC glazing
  • Staff on site 24 hours, 365 days a year
  • Restaurant, residents lounge, gardens

About this home

A beautifully appointed first floor assisted living apartment, forming part of the highly regarded Cross Penny Court development, purpose built by McCarthy & Stone exclusively for the over 70s. Located within minutes of Bury St Edmunds town centre and a short stroll from the Abbey Gardens, the property offers independent retirement living with excellent support close at hand. The apartment provides well-proportioned accommodation in a secure and comfortable setting, while the wider development has the feel of a quality hotel, with 24-hour on-site staffing, a subsidised table-service restaurant, residents’ lounge, function/games room, laundry, guest suite, mobility scooter store and attractive communal gardens. One hour of domestic assistance is included within the service charge, with further care available by arrangement.

EPC Rating: C

Entrance hall The entrance hall includes a useful walk-in storage/airing cupboard and doors leading to the main rooms.

Sitting Room 3.81m x 4.55m The sitting room is generously proportioned and provides ample space for both seating and dining furniture.

Kitchen 1.96m x 2.87m Double doors open into the kitchen, which is fully fitted with a range of units, worktop surfaces and integrated appliances including a waist-height oven, induction hob, extractor, fridge and freezer.

Bedroom 1 2.77m x 4.27m The bedroom is a spacious double and includes a mirror-fronted built-in wardrobe

Bathroom/Wet Room The bathroom/wet room is particularly large and has been designed with ease of use in mind, including both a level access shower and a low level bath, together with WC and vanity wash basin.

General Information The building is approached through a secure reception area, with two lifts serving all floors. There is a communal lounge, dining room and gardens for everyone to enjoy. No. 19 is situated on the first floor.

Lease Lease and Charges The annual service charge is £10,402.72 for financial year ending 30/09/2026. Note: The Service charge does not cover external costs such as your Council Tax

Anti-Money Laundering (AML) Checks If your offer on this property is accepted, we are legally required to carry out identity verification checks on all purchasers as part of our Anti-Money Laundering obligations. These checks are completed digitally, making the process quick and straightforward. A fee of £30 (Inc. VAT) per purchaser is payable to cover the cost of these checks.

Garden There are attractive landscaped communal gardens providing a pleasant place to sit and socialise.

Property details

Property type
Retirement Property
Size
549 sq ft / 51 sq m
Council tax band
B
Tenure
Leasehold
Lease remaining
113 years left
Ground rent
£435 per year (Ask agent about the review period)
Service charge
£10,402.72 per year
Garden
Private garden

Floorplan

All

Location

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  • Bury St. Edmunds Station0.6 mi
  • Thurston Station3.9 mi

What nearby homes sold for

Median sold prices in IP33 over the last 12 months: terraced £270k · semi-detached £282k · detached £455k · flat £175k.

AddressTypeSoldPrice
16 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
4 Aug 2026£160,000
56 Cotton Lane
Bury St Edmunds IP33 1AZ
Terraced
Freehold
3 Aug 2026£275,000
29 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
31 Oct 2025£335,000
37 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
29 Aug 2025£170,000
9 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
29 Aug 2025£227,500
33 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
18 Aug 2025£185,000
8 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
25 Jul 2025£325,000
24 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
4 Jul 2025£197,000
42 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
1 Jul 2025£168,000
32 Cross Penny Court, Cotton Lane
Bury St Edmunds IP33 1XY
Flat
Leasehold
20 Jun 2025£185,000

Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. All sales in IP33

Buying costs

Monthly repayment£800£16,000 deposit · £144,000 loan
Stamp Duty£700England rates

Estimates only, using rates in force from April 2025. Check GOV.UK, Revenue Scotland or the Welsh Revenue Authority and speak to a mortgage adviser before you offer.

Listed by The Mortimer & Gausden Partnership, Bury St. Edmunds on Rightmove (original listing). First listed 29 Jul 2026; details checked 7 Nov 2026. Latest change: added on 26/05/2026.

Agent disclaimer

Disclaimer - Property reference 135204eb-7b9f-443c-a3e5-3c2c813717b2. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by The Mortimer & Gausden Partnership, Bury St. Edmunds. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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