Wagtail Close, Spalding, Lincolnshire, PE11 7AF

This well presented two bedroom semi-detached house is available to purchase using Shared Ownership at 55% of the total value.

The modern accommodation comprises a kitchen/diner, living room, downstairs W/C, two bedrooms and a family bathroom.

Outside benefits from a low maintenance private garden and driveway car parking.

Shared Ownership is another way to get started on the property ladder. You buy a percentage of a property and pay rent on the rest. We own part of it - but you're living there; you can decorate it and decide when to sell.

Buying a share may mean you need a lower mortgage and deposit than purchasing a property outright. Shared Ownership can be a cost-effective way to start the property ladder and is ideal for first-time buyers. In addition, Shared Ownership may work out less per month than renting privately.

You can buy a home through the shared ownership scheme if you cannot afford all the deposit and mortgage payments for a home that meets your needs. The maximum household income is £80,000.