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Garden Street, Macclesfield, Cheshire, SK10
For saleReduced 20 Oct 2026
£290,000Guide price

Garden Street, Macclesfield, Cheshire, SK10 2QW

4bedrooms
3bathrooms
Terracedtype
Leaseholdtenure

Listed 23 Feb 2026 · price reduced 20 Oct 2026 · Macclesfield

How the price compares

This home£290,000
Median 4 bed in SK10£530k35 homes listed · £365 per sq ft
Difference-45%below the area median

Key features

  • Buy-to-let HMO property investment
  • 4 bed HMO property with 1 family bathroom and 2 en-suites
  • Gross annual rental income of £34,200
  • 10.4% NET yield

About this home

HMO INVESTMENT OPPORTUNITY 36 Garden Street, Macclesfield, SK10 2QW Fully Tenanted, High-Spec 4-Bed HMO - £290,000 ________________________________________ Overview

Introducing a fully operational, high-yielding HMO investment located in the heart of Macclesfield. This modern 4-bedroom, 3-bathroom licensed HMO (with 2 ensuite rooms) offers a strong and reliable income stream from day one, with 100% occupancy and a proven rental history.

The property has previously undergone an extensive refurbishment of approximately £100,000, ensuring full compliance with contemporary HMO standards, enhanced tenant appeal, and reduced long-term maintenance requirements. A brand-new roof further strengthens the asset's durability and investment security.

This is a genuine turnkey opportunity for investors seeking stable returns in a thriving rental market. ________________________________________ Key Property Features * 4 spacious bedrooms * 3 modern bathrooms, including 2 en-suites * No need for a HMO licence due to being a 4 bed * Fully tenanted with long-standing occupancy * High-standard refurbishment throughout * Brand-new roof * Contemporary kitchen, upgraded safety systems, and modern utilities * Strong rental demand in the immediate area *999-year lease started in 1860, with approximately 833 years remaining - £1 per annum ________________________________________ Financial Performance

Gross Rental Income:

£34,200 per annum

Operating Costs

* Dual energy: £1,440/year * Internet: £216/year * Council tax: £1,844/year * TV licence: £180/year * Water: £430/year * Ground Rent: £1 per annum

Total: £4,111

These predictable and manageable outgoings support strong net yields and reliable cash flow. ________________________________________ Investment Summary

* Asking Price: £290,000 * Gross Yield: Approximately 11.8% * Net Yield: Approximately 10.4% * High-spec, low-maintenance HMO * Fully compliant with modern regulations * Zero immediate capital expenditure required * Strong tenant demand ensures dependable occupancy levels

Property details

Property type
Terraced
Council tax band
A
Tenure
Leasehold
Lease remaining
833 years left
Ground rent
£1 per year (Ask agent about the review period)
Garden
Yes

Location

Skip map

1 on this map

  • Macclesfield Station0.3 mi
  • Prestbury Station2.3 mi
  • Adlington (Ches.) Station3.9 mi

What nearby homes sold for

Median sold prices in SK10 over the last 12 months: detached £515k · terraced £238k · semi-detached £360k · flat £186k.

AddressTypeSoldPrice
31 Garden Street
Macclesfield SK10 2QW
Other
Leasehold
15 May 2026£175,000
58 Garden Street
Macclesfield SK10 2QW
Terraced
Leasehold
10 Apr 2026£218,000
14 Garden Street
Macclesfield SK10 2QW
Terraced
Leasehold
20 Feb 2026£175,000
48 Garden Street
Macclesfield SK10 2QW
Terraced
Leasehold
9 Jan 2026£156,000
42 Garden Street
Macclesfield SK10 2QW
Terraced
Leasehold
3 Dec 2025£192,500
7 Garden Street
Macclesfield SK10 2QW
Terraced
Leasehold
24 Oct 2025£168,500
65 Garden Street
Macclesfield SK10 2QP
Terraced
Leasehold
15 Sept 2025£215,000
71 Garden Street
Macclesfield SK10 2QP
Terraced
Leasehold
15 Sept 2025£178,000
25 Garden Street
Macclesfield SK10 2QW
Terraced
Leasehold
19 May 2025£180,000
8 Garden Street
Macclesfield SK10 5JQ
Terraced
Freehold
16 May 2025£257,500

Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. All sales in SK10

Buying costs

Monthly repayment£1,451£29,000 deposit · £261,000 loan
Stamp Duty£4,500England rates

Estimates only, using rates in force from April 2025. Check GOV.UK, Revenue Scotland or the Welsh Revenue Authority and speak to a mortgage adviser before you offer.

Listed by Pure, Manchester on Rightmove (original listing). First listed 23 Feb 2026; details checked 7 Nov 2026. Latest change: reduced on 20/10/2026.

Agent disclaimer

Disclaimer - Property reference Garden-Street-Macclesfield-SK10. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Pure, Manchester. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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