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The Bank, Bute Street, Cardiff, CF10 5AS
For saleReduced 5 Nov 2026
£340,000Offers in excess of

The Bank, Bute Street, Cardiff, CF10 5AS

2bedrooms
2bathrooms
Apartmenttype
872sq ft
Leaseholdtenure

Listed 29 Sept 2026 · price reduced 5 Nov 2026 · Cardiff

How the price compares

This home£340,000£390 per sq ft
Median 2 bed in CF10£200k113 homes listed · £275 per sq ft
Difference+70%above the area median

Key features

  • Two Double Bedrooms, Second Floor
  • High Specification Throughout
  • Grade II Listed Building
  • Exclusive Living
  • Period Character & Contemporary Style
  • Central To Mermaid Quay
  • Allocated Parking Space

About this home

**EXCEPTIONAL APARTMENT* GRADE II LISTED BUILDING** MGY are delighted to present for sale this immaculate two bedroom, second floor apartment within the highly sought after Grade II Listed development, The Bank. Situated in the heart of Mermaid Quay, this exceptional property seamlessly combines contemporary living with original character and charm. This stylish apartment offers spacious accommodation throughout and comprises a generous entrance hall, a bright and welcoming open-plan living and dining room with a bespoke fitted kitchen, two well proportioned double bedrooms, including a principal bedroom with en-suite, and a modern family bathroom. Tastefully designed, the apartment retains a wealth of period features, including elegant sash windows and impressive high ceilings, while offering all the conveniences of modern living. Further benefits include secure gated access to an allocated parking space, a video entry intercom system and beautifully maintained communal interiors. An impressive apartment in a highly desirable and vibrant location, offering a superb blend of period character, contemporary style and modern convenience.

EPC Rating: D

LOCATION The bank offers this modern apartment which is in a highly sought-after position in the heart of Mermaid Quay, placing an excellent selection of stylish bars, restaurants, cafés and shops right on your doorstep. The Millennium Centre is within easy walking distance, while the scenic waterfront and cycle and walking routes provide easy access towards Cardiff Bay Barrage.

With excellent bus and rail connections nearby, Cardiff City Centre is also easily accessible, making this an ideal location for both city living and enjoying everything Cardiff Bay has to offer.

ENTRANCE HALL Entered via large wooden door. Spacious entrance hall. Engineered oak wood flooring. Wall mounted video entry intercom system with additional remote app control. One large storage cupboard, housing hot water tank and one with plumbing for washing machine. Spotlights to ceiling. Wall mounted electric panel heater. Doors leading to kitchen and living area, bedrooms and bathroom. Large double glazed Anthracite aluminium windows to rear aspect.

LIVING/DINER/KITCHEN 5.98m x 5.63m Fantastic open-plan living space combining a stylish contemporary kitchen, dining area and generous lounge. The kitchen is fitted with high-specification wall and base units, complemented by polished quartz work surfaces and a large breakfast island with integrated composite sink and drainer. A range of integrated NEFF appliances includes a double oven, four-ring electric hob with extractor, fridge/freezer, wine cooler and dishwasher. Open-plan layout, the kitchen opening directly into the dining and sitting areas. Engineered oak flooring runs throughout, large windows to the front aspect, offer attractive views across Cardiff Bay. Further features include ample storage, contemporary lighting and TV and telephone points.

BATHROOM Luxury En-suite with Mandarin Stone tiled flooring and tiled walls with feature tiling to bath. Under floor heating. Tiled bath, with rainfall shower over and additional shower attachment. Inset storage with lighting and glass shower screen. Vanity enclosed wash hand basin with dual tap. W.C with dual flush. Large inset mirrored vanity unit with lighting. Extractor fan. Heated towel rail. Spotlights to ceiling. Thermostat control.

BEDROOM TWO 3.05m x 3.63m Large double glazed Anthracite aluminium windows to rear aspect. Double bedroom. Wool mixed carpeted flooring. Wall mounted electric panel heater. TV Aerial point. Telephone point. Spotlights to ceiling.

MASTER BEDROOM 4.62m x 3.15m Large double glazed windows to front aspect. Wool mixed carpeted flooring. Wall mounted electric panel heater. TV Aerial point. Telephone point. Spotlights to ceiling. Door leading to:-

EN-SUITE 2.64m x 1.39m Mandarin Stone tiled flooring and tiled walls with feature tiling to shower cubicle. Under floor heating. Walk in shower with rainfall shower over and additional shower attachment. Inset storage with lighting. Vanity enclosed wash hand basin with dual tap. W.C with dual flush. Large inset mirrored vanity unit with lighting. Extractor fan. Heated towel rail. Spotlights to ceiling. Thermostat control.

PARKING Secure gated fob access to one allocated parking space.

TENURE MGY are advised that the property is leasehold, with a term of 125 years from 2019. Service charges of £1987 per annum, which includes a security video entry intercom system, maintenance of internal and external communal areas, regular cleaning and refuse disposal, gated fob access to an allocated parking space and parking management. Building insurance £689 per annum. Ground rent £150 per annum.

AML Please note: A non-refundable administration fee of £30 including VAT is payable per buyer to carry out the required AML verification checks once an offer has been accepted. The sale cannot proceed until these checks have been satisfactorily completed. This is on acceptance of offer only. Details can be found on our website.

Disclaimer Important Notice: These particulars are prepared for guidance only and do not form whole or any part of any offer or contract. Whilst the particulars are given in good faith, they are not to be relied upon as being a statement or representation of fact. They are made without responsibility on the part of MGY Ltd or Vendor/lessor and the prospective purchaser/lessee should satisfy themselves by inspection or otherwise as to their accuracy. Neither MGY Ltd nor anyone in their employ, or the vendor/lessor, imply, make or give any representation/warranty whatsoever in relation to this property. The services of our recommended mortgage brokers and solicitors may be beneficial. While a referral fee may be received if they are chosen, there is no obligation to use their services, and an alternative mortgage provider/solicitor can be chosen.

Property details

Property type
Apartment
Size
872 sq ft / 81 sq m
Council tax band
F
Tenure
Leasehold
Lease remaining
118 years left
Ground rent
£150 per year (Ask agent about the review period)
Service charge
£2,676 per year
Parking
Yes
Heating
Electric

Floorplan

Second Floor

Location

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  • Cardiff Bay Station0.2 mi
  • Cardiff Central Station0.9 mi
  • Grangetown Station1.0 mi

What nearby homes sold for

Median sold prices in CF10 over the last 12 months: flat £170k · terraced £275k · semi-detached £250k · detached £300k.

AddressTypeSoldPrice
Apartment 3, The Bank, 97 - 100, Bute Street
Cardiff CF10 5AS
Flat
Leasehold
10 Jul 2026£460,000
Apartment 15, The Bank, 97 - 100, Bute Street
Cardiff CF10 5AS
Flat
Leasehold
4 Dec 2025£320,000

Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. All sales in CF10

Buying costs

Monthly repayment£1,701£34,000 deposit · £306,000 loan
Land Transaction Tax£6,900Wales rates

Estimates only, using rates in force from April 2025. Check GOV.UK, Revenue Scotland or the Welsh Revenue Authority and speak to a mortgage adviser before you offer.

Listed by MGY, Cardiff on Rightmove (original listing). First listed 29 Sept 2026; details checked 7 Nov 2026. Latest change: reduced on 05/11/2026.

Agent disclaimer

Disclaimer - Property reference d8f8b4c1-af00-46b5-b335-22b549f74170. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by MGY, Cardiff. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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