The Bank, Bute Street, Cardiff, CF10 5AS

Listed 5 days ago · Cardiff
**EXCLUSIVE WATERFRONT APARTMENT* STUNNING PANORAMIC VIEWS** MGY are delighted to present for sale this exceptional two bedroom, second floor apartment in the highly regarded Lacuna development, situated in the heart of Cardiff Bay. Boasting a fantastic waterfront location, this impressive property combines contemporary living with spectacular panoramic views across Cardiff Bay, the Bristol Channel and beyond. The spacious accommodation comprises a welcoming entrance hall leading to an impressive open plan living area incorporating a modern fitted kitchen, with doors opening onto a generous balcony, perfectly positioned to enjoy the stunning waterfront surroundings. Large windows and French doors maximise natural light throughout, further enhancing the bright and spacious feel of the apartment. There are two well proportioned double bedrooms, with the principal bedroom benefiting from an en-suite, alongside a separate modern shower room. Ideally positioned within walking distance of the popular Mermaid Quay, with its excellent selection of restaurants, cafés and leisure facilities, the property also benefits from well connected transport links to Cardiff city centre. Further benefits include gas central heating, dual aspect windows and two allocated parking spaces. Offered for sale with no onward chain, this is an excellent opportunity to acquire a superb waterfront apartment in one of Cardiff Bay's most sought after developments.
LOCATION Lacuna is a prestigious development boasting spectacular panoramic views across Cardiff Bay, towards the Bristol Channel and beyond. Set in a peaceful and sought after location, this stylish apartment is ideally positioned within walking distance of St David’s Hotel, Mermaid Quay and its many popular attractions, including the renowned Wales Millennium Centre. The apartment benefits from an enviable location, with an excellent selection of bars, restaurants, coffee shops and leisure facilities close by. The popular Everyman Cinema, a range of water sports and waterfront activities, and the vibrant Red Dragon Centre are all within easy reach. Beautiful walking and cycling routes run along the waterfront towards Cardiff Bay Barrage, offering stunning scenery and views across the Bay.
ENTRANCE HALL Entered via wooden front door with security spy hole, leading from communal hallway. Spacious hallway. Security entry intercom system. Built in storage cupboard with wooden double doors. Carpeted flooring. Spotlights. Doors leading to all rooms.
LOUNGE/KITCHEN/DINER 5.08m x 8.28m Fantastic open plan living with incredible panoramic views. Entered via wooden double doors with impressive French doors and floor to ceiling windows. Ample natural daylight. Extremely spacious and beautifully presented. Modernised fitted kitchen with wall and base units with work surfaces incorporating stainless steel sink. Ample storage. Integrated oven, fridge freezer, microwave, dishwasher and washing machine. Five ring gas hob with stainless steel extractor hood over. Splashback. Laminate wood effect flooring. Two wall mounted radiators. Carpeted flooring to living area. Spotlights.
BALCONY Large decked balcony with stunning panoramic views across Cardiff Bay, Penarth headland, the Bristol Channel and beyond. Enclosed by sleek glass balustrading with uninterrupted scenery. Accessed from the living room.
MASTER BEDROOM 3.63m x 4.31m Double glazed uPVC windows to rear aspect. Built in double wardrobe. Carpeted flooring. Wall mounted radiator. Door leading to modern en-suite.
EN-SUITE 1.88m x 2.46m Upgraded en-suite with luxury tiling. White three piece suite comprising double shower cubicle with rainfall shower and additional shower attachment, Vanity enclosed wash hand basin and W.C. Ample storage. Vertical heated towel rail. Wall mounted mirror. Inset storage. Spotlights.
BEDROOM TWO 3.17m x 4.31m Second double bedroom. Double glazed uPVC windows to rear aspect. Built in double wardrobe. Carpeted flooring. Wall mounted radiator.
SHOWER ROOM 1.85m x 2.43m Upgraded shower room with white three piece suite comprising double shower cubicle with rainfall shower and additional shower attachment, wash hand basin and W.C. Tastefully designed with modern tiling, inset storage, feature wood panelling, vertical heated towel rail and wall mounted mirrored vanity unit. Spotlights.
PARKING Secure gated fob access to two allocated parking spaces.
COMMUNAL GARDENS Beautifully maintained communal gardens.
TENURE MGY are advised that the property is leasehold, with a term of 125 years from 2001. Service charges of £3,925 per annum, which includes building insurance, water rates, lift maintenance, maintenance of internal and external communal areas, reserve fund contribution, regular cleaning and refuse disposal, two allocated parking spaces and three contractor parking bays. Ground rent £200 per annum.
AML Please note: A non-refundable administration fee of £30 including VAT is payable per buyer to carry out the required AML verification checks once an offer has been accepted. The sale cannot proceed until these checks have been satisfactorily completed. This is on acceptance of offer only. Details can be found on our website.
Disclaimer Important Notice: These particulars are prepared for guidance only and do not form whole or any part of any offer or contract. Whilst the particulars are given in good faith, they are not to be relied upon as being a statement or representation of fact. They are made without responsibility on the part of MGY Ltd or Vendor/lessor and the prospective purchaser/lessee should satisfy themselves by inspection or otherwise as to their accuracy. Neither MGY Ltd nor anyone in their employ, or the vendor/lessor, imply, make or give any representation/warranty whatsoever in relation to this property. The services of our recommended mortgage brokers and solicitors may be beneficial. While a referral fee may be received if they are chosen, there is no obligation to use their services, and an alternative mortgage provider/solicitor can be chosen.
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Median sold prices in CF10 over the last 12 months: flat £170k · terraced £275k · semi-detached £250k · detached £300k.
| Address | Type | Sold | Price |
|---|---|---|---|
| 41 Windsor Esplanade Cardiff CF10 5BG | Flat Leasehold | 14 May 2026 | £370,000 |
| 24 Windsor Esplanade Cardiff CF10 5BG | Semi-detached Freehold | 30 Jun 2025 | £622,000 |
| 12 Windsor Esplanade Cardiff CF10 5BG | Terraced Freehold | 17 Apr 2025 | £610,000 |
| 56 Windsor Esplanade Cardiff CF10 5BG | Flat Leasehold | 8 Oct 2024 | £255,000 |
| 28 Windsor Esplanade Cardiff CF10 5BG | Flat Leasehold | 21 Aug 2024 | £320,000 |
| 36 Windsor Esplanade Cardiff CF10 5BG | Flat Leasehold | 10 Jul 2024 | £300,000 |
Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. All sales in CF10
Estimates only, using rates in force from April 2025. Check GOV.UK, Revenue Scotland or the Welsh Revenue Authority and speak to a mortgage adviser before you offer.
Listed by MGY, Cardiff on Rightmove (original listing). First listed 3 Nov 2026; details checked 7 Nov 2026. Latest change: added on 03/11/2026.
Disclaimer - Property reference 7e06c05c-a105-4244-b843-a3ea0b36c89e. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by MGY, Cardiff. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.




